Hikimar Artificial, kamar sauran ci gaban fasaha da yawa, sun fito daga shafukan labaran almara da litattafan almara. Mutane sun yi mamakin fasahar da za ta iya gyara matsaloli kuma ta sauƙaƙa wasu matsin lamba na ƙarni na 21.
Kasa da shekaru 70 bayan jumlar "Artificial Intelligence”An ƙirƙira shi, ya zama wani muhimmin sashi na masana'antun da suka fi tsauri da sauri. Don samun fa'idar gasa a kasuwa, manajojin kamfanoni masu ci gaba da masu mallaka suna bincika aikace -aikacen AI a cikin kuɗi da sauran yankuna.
A mafi yawan lokuta, ba mu da masaniya game da yadda Artificial Intelligence ke haɗe cikin rayuwarmu ta yau da kullun. Koyaya, akwai wasu fa'idodi da fursunoni masu alaƙa da ilimin Artificial dole ne ku sani:
| ribobi | fursunoni |
|---|---|
| Kadan kuskuren ɗan adam | Ƙirƙirar tsada |
| Mutane ba sa fuskantar haɗarin | Yin rashin kula da mutane |
| 24/7 kasancewa | Ƙaruwar rashin aikin yi |
| Taimakon dijital | Rashin hankali |
AI A yau a sassa daban -daban
- Artificial Intelligence yana taimakawa wajen taimakawa daidaita tallace -tallace da farashi, tare da kawar da ma'amaloli na yaudara a cikin kasuwancin matafiya. Shawarwari na musamman don kwanakin da aka fi so, hanyoyi, da kashe kuɗi, kamar waɗannan, yanzu ana iya yiwuwa saboda AI.
- Ana amfani da AI don tsara tsarin yin kiliya da kai da tsarin kula da zirga-zirgar jiragen ruwa, kamar Ikon Jirgin ruwa na Fasaha, yana sa tuki ya zama mafi aminci kuma mafi sauƙi. Masana sun yi hasashen cewa muhimmin ci gaba na gaba zai kasance a fagen motoci masu sarrafa kansu - motocin da ke da ikon tuka kansu sun riga sun fara bayyana a kan hanyoyi.
- Yayin da AI ke zama sananne, darussan kan layi, kamar Coursera da Lynda, suna samun farin jini kowace shekara. Da zuwan Artificial Intelligence a cikin ilimi, abubuwa da yawa sun zama abin tunani. Wani abin al'ajabi a tarihin ilimi, kuma babban ci gaba ga dubunnan rayuka da sana'o'i, shine lokacin da yin amfani da kwamfuta ya ba da damar koyar da kai na kan layi don kowa da ke da haɗin Intanet.
- Kayayyakin ceton rai na basirar wucin gadi ba ƙage ne na tunanin wani ba. Likitoci suna amfani da AI don ba marasa lafiya mafi kyawun magani, ko an bayar ta hanyar tiyata ta robotic, mataimakan aikin jinya, ko kula da marasa lafiya. Binciken hoto da ayyukan gudanarwa, kamar yin rajista, ba ma'aikatan kiwon lafiya damar yin ƙarin lokaci tare da marasa lafiya, rage ayyukan ɗan adam masu tsada.
- AI ya shafi harkar caca sosai. Za ku sami duk fasalullukan ilhama a kan rukunin yanar gizon da ke yin ramuka kamar Texas Tea Slot Machine mai fara'a.
Ci gaban fasaha na wucin gadi ya tabbatar da yadda yanayin kamfani ke saurin canzawa, har ma a masana'antun masu ra'ayin mazan jiya na tarihi. An jera wasu shahararrun amfani da AI a cikin kuɗi a cikin labarin dalla -dalla.
Shawarwarin Biyan Kuɗi da Sirrin Artificial
Artificial Intelligence (AI) yana ba da izini ga mai sauri, mafi daidaituwa, da kimanta bayanan mai yiwuwa mai aro. Sakamakon ƙimar bashi na AI yana amfani da ƙaƙƙarfan ƙaƙƙarfan ƙa'idodi fiye da tsarin ƙimar kuɗi na gargajiya. Yana taimakawa masu ba da bashi su rarrabe tsakanin 'yan takara masu haɗarin gaske da waɗanda ke da ƙima mai kyau amma babu tarihi. Hakanan tsarin AI mai ƙarfi yana ba da ƙima. Na’ura, ba kamar mutum ba, ba ta da son kai.
Bankunan dijital da aikace -aikacen jinginar gida suna amfani da algorithms na koyon injin don tantance cancantar lamuni da isar da abubuwan da aka keɓance. Kamfanonin kera motoci a Amurka sun kuma ba da rahoton nasara tare da AI. Suna kawo AI a cikin jirgin, alal misali, rage asarar shekara -shekara da kashi 23%.
Gudanar da Hadarin da AI
Muhimmancin Hankali a cikin cibiyoyin hada -hadar kuɗi kan gudanar da haɗarin ba zai yiwu a faɗi ba. Ana sarrafa manyan bayanai da sauri ta hanyar ƙarfin aiki mai ƙarfi, kuma ƙididdigar ci gaba tana taimakawa sarrafa bayanai duka daga majiyoyi da yawa, wanda zai ɗauki ɗan adam da yawa don aiwatarwa. Algorithms suna bincika yanayin haɗarin da suka gabata don hango abubuwan da ke gaba.
Cikakken tsinkaya da cikakkun tsinkayen da yake bayarwa sun dogara ne akan masu canji daban -daban kuma suna da mahimmanci ga tsarin kamfani.
Crest Financial, wani kamfani mai ba da haya na Amurka, yayi amfani da hankali na wucin gadi akan dandalin Yanar gizo na Amazon kuma ya sami saurin haɓakawa a cikin bincike na haɗari ba tare da jinkirin tura bayanan kimiyya na al'ada ba.
AI yana Taimakawa a Rigakafin zamba
Fasaha ta fara kama masu zamba kuma ta yi nasarar yaki da zamba ta kudi da tayi Kariyar asusun ciniki na tsawon shekaru.
Tare da haɓaka kasuwancin e-commerce da canja wurin lantarki, AI yana da ƙwarewa musamman wajen hana zamba na katin kuɗi. Tsarin gano zamba yana haifar da tsarin tsaro a duk lokacin da wani abu ya ɓace da gaske ko kuma ya saba wa ƙayyadaddun tsarin kashe kuɗi.
Bankunan kuma suna amfani da AI don ganowa da hana halatta kuɗi. Machines suna ganin ayyukan da ake tuhuma kuma suna taimakawa rage farashin bincike. Studyaya daga cikin binciken ya gano raguwar kashi 20% na aikin bincike.
Plaid yana alfahari da iya gano zamba. Nagartattun algorithms ɗin sa na iya kimanta ma'amala a ƙarƙashin saituna daban-daban da masu canji a ainihin lokacin. Plaid widget din ne wanda ke haɗa banki amintacce zuwa ƙa'idar abokin ciniki.
AI da Banki na Musamman
Hankali na wucin gadi yana bunƙasa idan aka zo gano hanyoyin sabbin abubuwa don amfana da ta'azantar da masu amfani.
A cikin banki, ikon AI yana da wayoyi masu wayo da ke taimaka wa abokan ciniki yayin rage cibiyoyin sadarwa. Mataimakin mataimaki mai sarrafa murya kamar na Amazon Alexa su ma sun samu karbuwa, wanda ba abin mamaki ba ne idan aka yi la’akari da iya karatunsu. Ma'auni, jadawalin biyan kuɗi, da tarihin asusun duk suna nan.
Akwai aikace -aikace masu yawa don taimakawa mutane su cimma burinsu na kuɗi. Waɗannan kayan aikin masu hankali suna nazarin kuɗin shiga ku, kashe kuɗaɗe, da halayen kashe kuɗi don ba da shawarar kasafin kuɗi da dabarun kuɗi.
Manyan bankunan Amurka, da suka haɗa da Wells Fargo da Chase, sun ƙaddamar da aikace -aikacen bankin wayar hannu waɗanda ke taimaka wa abokan ciniki biyan kuɗi, tsara kasafin kuɗi, da yin hulɗa da bankunan su da inganci.
Robo-masu ba da shawara
Bisa ga rahoton PWC, muna iya tsammanin ganin ƙarin sabis na tsara kuɗi na atomatik. Machines na iya ɗaukar saka hannun jari na lokaci ɗaya yayin da buƙatun ke ƙaruwa a kan kamfanonin kuɗi don rage ƙimar kwamitocin su. Shawarwari na Bionic wani yanki ne na haɓaka inda algorithms na inji da fahimtar ɗan adam ke aiki tare don isar da ingantattun mafita fiye da sassan algorithm/tsari kadai.
Yin aiki tare yana da mahimmanci. Idan muka mayar da hankali kan na'ura a matsayin abin da aka haɗa sannan kuma a kan wani matsananci, a matsayin sani-dukkan da ba za a iya jurewa ba, za mu rasa fa'idodin da yake bayarwa. Makomar yanke shawara ta kudi za ta dogara ne akan haɗa AI a matsayin wani muhimmin sashi na yanke shawara tare da tunanin ɗan adam.
