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How to Use Paytm to recharge and pay bills? Everything you need to know

Paytm is India’s digital mobile payment platform. It stands for ‘Pay Through Mobile‘ founded by Vijay Shekhar Sharma in the year 2010. Initially, they started as a mobile recharge website under his company called One97 Communications. Later, in 2013, the company added many new services like data-card, postpaid mobile and landline bill payment. Soon, Paytm registered user base grew and in 2017, Paytm became India’s first payment app to cross over 100 million app downloads.

How to use Paytm?

How to use Paytm

Paytm makes life easier by enabling day-to-day tasks like recharging data cards, DTH, paying electricity/water/gas bills or booking flight/movie/bus tickets on one go. The company claims to have several crore users using their features with about 5 lac new users are adding daily.

To make payments through Paytm, all you need is simply transfer money into your Paytm wallet. There by you can easily make cashless payments even without internet connectivity. Today around 7 million retailers across India accept Paytm as a mode of payment, simply use QR codes with One Time Password (OTP) to pay them instantly.

How to Install Paytm?

Paytm is a payments and recharge app that is free to download from Google Play.

  1. Go to Google Play store or Apple store to download Paytm app on your device or visit their official website at
  2. Open the Paytm App after installation.
  3. Sign-up to register yourself on Paytm app.
  4. Enter your mobile number, password and email ID.
  5. Proceed, after successful registration, login to Paytm.

To use Paytm features, you require to add money to your Paytm wallet through debit card, credit card, net banking, IMPS, ATM.

How to Add Money into Paytm?

After the disastrous demonetization that banned big notes, many people opted for paytm to pay for food, groceries and other shopping products. This is where Paytm wallet comes in handy.

Add Money into Paytm
  1. Login into your Paytm account via or Paytm App and click on ‘Paytm wallet’ option.
  2. Add money to your Paytm wallet by selecting ‘Add Money’ tab.
  3. Tap on ‘Add Money’ and enter the appropriate amount you wish to add.
  4. You can choose to add money via Debit/Credit card, Net Banking, IMPS or ATM card.
  5. Now you will be redirected to a secure payment page where you need to provide your bank/payment details.
  6. After the successful transaction, you will be redirected to Paytm with money added into your Paytm Wallet.

Most businesses these days accept Paytm as a valid method of bill payment besides cards and cash.

How to Check Paytm Balance?

Before you add money to Paytm wallet, you need to know whether there is a need for recharging Paytm. So you should check Paytm balance before you add money.

Check Paytm Balance
  1. Login and Open Paytm App.
  2. On the homepage click on Passbook icon
  3. Now you’re able to check your balance on top, if not I suggest you to log in first and then check your Paytm balance.

Here is how to check the Paytm Wallet Balance by SMS:

Simply open the phone’s message centre and SMS: Bal to 09880001234.

How to Recharge from Paytm?

You can recharge your mobile number using Paytm either on Paytm website or Paytm App.

How to Recharge from Paytm
  1. Go to Paytm website or Paytm mobile app
  2. Select your mobile operator, enter your mobile number, amount and click on proceed.
  3. Sign-up or Login-in
  4. If you have cashback coupon code or promo code then enter the same in this page to redeem your cashback.
  5. Select the method of payment and complete the process.
  6. Finally, you get an order status as Success/Failed/Pending.
  7. How to recharge phone on Paytm via SMS?

For Normal Recharges:

Open your Phone’s Message Centre

Then type” PAYTM < space > recharge amount” and send it to 09880001234

For Special Recharges:

Open your Phone’s Message Centre

Then type “PAYTM < space > recharge amount SPL” and send it to 09880001234

How to Pay Bills on Paytm?

Pay Bills on Paytm

You can easily pay your electricity, Cable TV, Broadband, DTH, Landline and mobile phone bills on Paytm.

To Pay Electricity Bill through Paytm:

  • Login or Sign-up to your Paytm account.
  • Click on Electricity board.
  • Select your state and electricity board.
  • Fill in your consumer number and enter the amount.
  • Choose Payment method i.e. Debit/Credit Card, Net banking or Paytm Wallet.
  • You’re done with it!

To Pay Mobile postpaid bill payment through Paytm:

  • Login or Sign-up to your Paytm account.
  • Click on Mobile post-paid option.
  • Select your mobile operator and enter the amount.
  • Choose Payment method i.e. Debit/Credit Card, Net banking or Paytm Wallet.

Method to recharge your prepaid mobile is also the same.

To Pay DTH Payment through Paytm:

  • Login or Sign-up to your Paytm account.
  • Click on DTH option and select your DTH service provider.
  • Enter the amount.
  • Fill in your consumer number and enter amount.
  • Choose Payment method i.e. Debit/Credit Card, Net banking or Paytm Wallet.
  • You’re done with it!

How to Transfer Money on Paytm?

Transfer Money on Paytm
  • Open your Paytm app.
  • Tap on ‘Passbook’ and select ‘Paytm Wallet’.
  • Select ‘Send Money to Bank’ and tap-transfer.
  • Enter the amount and bank details.
  • Confirm the transfer and money is successfully transferred to your Paytm wallet.

How to Earn free Paytm Cash?

There are many ways to earn Paytm cash/coupon code using jus android smartphone and WIFI/data connection. Let’s learn a few ways below:

Data Buddy: This app lists surveys and other tasks, as once you complete those tasks you start getting money in your Paytm wallet. As soon as you invite a friend to join Data buddy app and register an account using a unique mobile number, you get 5rps credited. After their, first recharge after 24 hours of installation, you get required with another 10 rs.

NewsDog: This is the most popular news app, which can be downloaded and log in using the Facebook account and visit a profile tab. NewsDog offers Rs 10 per successful referral plus you earn 50 Rs free cash as a sign-up bonus.

Blub Smash: Blub Smash is another referral program via which you get Rs 10 signup bonus. This app also pays Rs 5 per friend you join using your referral code.

ShareIt: This is the most popular app used for sending and receiving photos, Videos and big files. ShareIt is also considered as ‘Top free tools’ app on Google play store. To earn via ShareIt simply open ‘ShareIt App’ and click on Lakhpot icon and tap on invitation code to earn up to Rs 4 per referral and the amount can be withdrawn directly into your Paytm wallet.

Pocket Money: Pocket Money is one of the most downloaded apps for earning free recharges. This app helps you easily transfer up to Rs 100 daily to Paytm and help you in earning free Paytm cash (max 300 Rs a week).

Ladoo App: This app helps to earn Paytm money by watching Ads, Videos & completing easy tasks. Simply sign up for Ladoo app and complete the task given, each task is assigned it fixed Paytm reward. After the given task has been successfully completed, the said amount will be credited to your Ladoo account.

Cash Panda: Cash Panda is another ‘free Paytm cash’ app with a tagline of ‘Where Money Rains’. Just like Ladoo app, Cash Panda also helps you to earn points by watching videos and completing other tasks. Sign up to the Cash Panda app and complete the designated tasks. Installing the Flipkart app lets you earn 400 points, while by installing PhonePe, you earn 150 points. Once can easily redeem your earn money and transfer the amount to your Paytm wallet.

Slide App: This is famous unlock your phone and earns Paytm rewards app. Here you can earn free Paytm cash by just unlocking your mobile phone. Get Rs. 5 as a referral point and Rs 10 as sign up point.

Fruit Tosser App: This app helps you to play games and earn free Paytm bonuses. The game is absolutely free and required no installation charges. You can either play the game online or offline, as and when you want.

Blub Smash Game: Just like Fruit Tosser App, Blub Smash game gets you Paytm cash for playing the game. They offer Rs. 5 for each referral made and Rs. 10 as a sign-up reward.

How to Pay through Paytm?

The company launched Paytm wallet, movies/events/amusement parks ticketing, as well as flight ticket booking and gift cards. The company launched Paytm wallet, movies/events/amusement parks ticketing, as well as flight ticket booking and gift cards.

Pay through Paytm

This e-commerce payment platform allows you to transfer money into your Paytm wallet through credit/debit cards/net banking/ATM. Once you have money in your Paytm wallet, you can use it to buy goods from Paytm mall or pay to any merchandise or retailer offline.

One can pay money through Paytm in 3 ways, Listed below:

How to Transfer Money from Paytm wallet to Bank account?

Step 1: Login your Paytm App and click on ‘Passbook’ icon on the home page.

Step 2: Click on “Send Money to Bank” option, and then on “Transfer”.

Step 3: Enter and submit the amount you wish to transfer.

Step 4: Fill all the required payment details like IFSC code, the name of the bank account holder etc.

Step 5: Click ‘send’ to make payment

How to Transfer Money from Paytm to Paytm?

Step 1: Login your Paytm App and click on ‘Pay’ option on the home page.

Step 2: Enter the mobile number of receiver (to whom you wish to transfer money, make sure the receiver should also be registered Paytm user)

Step 3: Enter the amount you wish to transfer and click send button.

How to Transfer Money from Paytm to Merchants?

One can easily transfer money from Paytm Wallet to any retailer/merchant by using QR code scanning and make payments.

How to Reset Paytm Password?

Reset Paytm Password

I forget my password all the time. I only remember one password, it is my google account password.

  • Sign-up on Paytm app
  • Go-to profile section at the bottom of the page and click on ‘Forgot password’.
  • Enter your registered email address or mobile number and click on ‘proceed’.
  • Submit the OTP sent on your mobile number and click on the link sent to your email to reset your password.
  • Now you can enter the ‘new password’ and click update. Your password will be updated.

How to do Paytm KYC?

Paytm KYC

Paytm users can complete their KYC (know-your-customer) process either by direct Paytm app, by visit KYC centre or call Paytm helpline. Let’s check how to do Paytm KYC through app:

  • Open you Paytm app and tap on KYC option.
  • Click on proceed and agree to terms and conditions checkbox.
  • Now, enter your Aadhar card name and number (if you don’t have aadhar card, you can complete your KYC through Passport, Voter ID or Driving Licence)
  • Enter OTP sent on your registered mobile number and confirm your Aadhar card details.
  • Enter other additional details like marital status, profession, parents name and PAN number.
  • Submit details and your KYC is complete for 1 year.

How to open Paytm Bank Account?

Now Paytm lets you create a bank account. With their Paytm Bank account, you invest money in FDs and get interest, debit card and transfer money to bank account without paying any extra charges. Unlike Paytm wallet which charges extra to transfer money from Paytm wallet to bank a/c.

  • Login to your Paytm account and click on ‘Bank’ option on the bottom of your screen.
  • Set passcode and enter the nominee details for your account.
  • In case your non-KYC customer, you will be directed to complete your KYC first.
  • If your KYC customer, you will be notified once your account is created.

How to Deposit Money into Paytm?

  • Sign-up or login your Paytm account and click on ‘Paytm wallet’.
  • Enter the amount you wish to add by clicking on ‘Add Money’ option.
  • You can add money via method like Debit/Credit card, Net Banking, IMPS or ATM card. You will be redirected to a secure payment page where you need to provide payment details.
  • After successful transaction money will be added in your Paytm wallet.

How to link Paytm with Bank Account?

  • Open Paytm app and tap on BHIM UPI option.
  • Select your Bank from the option given. Now, Paytm will send automatic SMS to verify your mobile number and fetch your bank account details that linked with mobile number.
  • After verification complete, you can see bank account list that linked with mobile number.
  • Select Bank account and proceed.

How to apply for Paytm Debit Card?

  • Login your Paytm account and tap on ‘Bank’ icon.
  • Go to Bank icon and choose ‘Digital Debit card’ option, under that choose ‘Request ATM card’.
  • Select your delivery address and click on ‘Proceed to pay’.
  • After successful payment, your Debit card will be delivered to you within 2 weeks.

How to become Paytm Merchant?

  • Download and Install Paytm for Business app on your mobile phone.
  • Choose your preferred language and tap to create your account.
  • Enter your mobile number and Email ID/password and submit OTP.
  • Tap on Get your OR code now and enter your PAN/Aadhar no.
  • Add your Business and Bank details.
  • Your QR code is ready now to start accepting payments.

How to become Paytm KYC Agent?

If you want to become Paytm agent then:

  • Open
  • Login with your id
  • Click on top right side, become agent. Click there.

You can also email Paytm @ and with your contact details to avoid delay.

How to get Paytm QR Sticker Code?

Simply, download the Paytm for Business app to get your QR sticker code. For step by step process refer this article (How to become Paytm merchant).

Paytm customer care

Call Paytm executives for 24*7 support at the following numbers given below:

  • Bank, Wallet and Payments 0120-4456-456
  • Movies and Events 0120-3888-388
  • Paytm Mall Shopping Orders 011-3377-6677
  • Flights 99168-99168
  • Bus 95553-95553
  • Train 95553-95553
  • Hotels 7053-111905

Paytm Toll free Helpline Numbers

Paytm Customer Care Toll Free Number 1800-120-130

How to Contact Paytm Customer Care Executive?

You can easily contact to Paytm customer care executive by following above customer care given. Refer to this article for all email ids and toll free number to reach Paytm customer service.

Paytm Twitter Support: Paytm Care (@Paytmcare) | Twitter.

Paytm Customer care Email-ids

  • Email Paytm for Support-
  • Email Paytm for Sales queries-
  • Email Paytm for Technical Support-
  • Email Paytm for Jobs & Careers-

How to delete Paytm History?

No, Transaction history cannot be cleared or delete by the owner of account. Once your transaction is complete or failed it will be entry in passbook. So, there will be no option to delete order list.

How to Delete Paytm Account?

One way, is you can send mail to Paytm or contact customer care support team ( via call to delete your account permanently.

You can also delete your Paytm account via app:

  • Login to your Paytm account
  • Go to profile section and click on 24*7 option.
  • Now, among the list of options click on ‘Managing my account’ then tap on ‘I am unable to access my account’.
  • Click on ‘Message us’ with a photo of proof to describe why you want to do this and within 4-5 days your account will be deleted.

How to close Paytm Account?

Refer this article to close your Paytm account (How to delete Paytm account?)

How to Uninstall Paytm App?

To uninstall Paytm app from your smartphone simply, select Settings option from your app page or home screen. Tap on applications to find Paytm app and select uninstall button, to successfully delete the app.

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This post was last modified on September 10, 2018 11:30 am