Ayushman Bharat Yojana Momwe Mungalembetsere Mndandanda, Login Website 2019 - Pa 23rd September 2018, Prime Minister Narendra Modi akhazikitsa Ayushman Bharat Pradhan Mantri Jan Aarogya Yojana ku Ranchi. Adawona kuti ndi pulogalamu yayikulu kwambiri padziko lonse lapansi yothandizidwa ndi boma. Imakhudza opindula oposa 50 crore. Pafupifupi ofanana ndi anthu aku Canada, Mexico ndi United States atengedwa pamodzi. Prime Minister adati izi ndizosintha masewera a anthu osauka. Ngakhale, Modi adalimbikitsanso kuti zikhala ndi gawo lalikulu pantchito zaumoyo ndi inshuwaransi. Koma ndizofunikira ziti mu pulogalamu ya Ayushman Bharat? Ndani apindule nawo? Kodi wodwala aliyense angapeze bwanji chithandizo chamankhwala panjirayi? Ndipo, ingasinthe bwanji gawo lazaumoyo ku India? Awa ndi ena mwa mafunso omwe tiyesa kuyankha mozama lero tisanakudziwitseni momwe Mungalembetsere. Zopanda mapepala, zopanda pake komanso zotheka. Ndondomeko ya Ayushman Bharat idakonzedwa pa 23 Seputembara 2018 isanakwane. Padzakhala chithandizo chazachipatala kwa mabanja opitilira 10 crore ndi anthu a crore 50. Prime Minister Narendra Modi yalengeza izi kuchokera ku red fort. Nthawi zambiri amatchedwa Modicare. Ndondomeko ya inshuwaransi ya mega ipereka zabwino kwa theka la anthu amtundu womwe ulowa mgulu lachuma.
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Monga momwe tafotokozera m'ndandanda waposachedwa kwambiri wowerengera anthu. Boma litsegula malo azachipatala a 1.5 lakh ndi 2022 omwe azikhala ndi zida zochizira matenda opatsirana kuphatikiza kuthamanga kwa magazi, matenda ashuga, khansa ndi ukalamba. Ayushman Bharat apereka inshuwaransi ya Rs. Ma rupee a 5 Lakh banja lililonse kupitilira mabanja opitilira 10 crore. Izi zikuyembekezeka kusamalira pafupifupi chisamaliro chachiwiri chonse komanso njira zambiri zakuchipatala. Phinduli liphatikizanso zolipirira chisanachitike ndikutumiza anthu kuchipatala. Monga tafotokozera, ndalama zoyendetsera kuchipatala zidzaperekedwanso kwa omwe adzapindule nawo.
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Ubwino wonyamula mdziko lonselo ndi omwe adzapindule nawo amaloledwa kulandira phindu lopanda ndalama kuzipatala zilizonse zaboma kapena zachinsinsi. Zipatala zoposa 8,735 zapagulu komanso zapadera zimakwaniritsidwa. Ayushman Bharat adzalemba ma 8.03 crore akumidzi ndi mabanja aku 2.33 crore akumatauni. Kuonetsetsa kuti palibe amene akusiyidwa, makamaka azimayi, ana ndi okalamba, sipadzakhala kotheka pakukula kwa banja komanso zaka. Malowa apereka ndalama zokwana madola zikwi khumi pantchitoyo. Ndalama zomwe zachitika pamwambowu zigawana pakati pa Boma ndi State State mu 60:40. Mayiko 31 avomereza kukhazikitsa ndondomekoyi. Odisha, Telangana, Delhi, Punjab, Kerala komabe sakwera.
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Mayiko alinso omasuka kupitiliza njira zawo zathanzi. National Health Agency yalengeza za tsamba la webusayiti ndi nambala yolandila thandizo kuti athandizire omwe adzapindule nawo kuwunika. Ngati dzinali lili m'ndandanda womaliza, opindula akhoza kuyendera mera.pmjay.gov.in kapena kuyimbira foni yothandizira 14555 kuti aone ngati adalembetsa. Wopindula amafunika kudyetsa nambala yake yam'manja yomwe imatsimikiziridwa kudzera mu OTP. Ndipo, kenako malizitsani KYC kapena Dziwani Makasitomala Anu pa intaneti osafunikira mawonekedwe amunthu okhala ndi zikalata zina kuti akwaniritse pa intaneti. Chipatala chilichonse chokhala ndi mphamvu chidzakhala ndi "Ayushman Mitra" chofikira odwala ndipo chidzagwirizana ndi omwe adzapindule nawo komanso chipatalacho. Ntchitoyi idalengezedwa koyamba ndi Arun Jaitley mu Bajeti ya Mgwirizano chaka chino.
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M'mwezi wa Marichi, Union Cabinet idalengeza kukhazikitsidwa kwa Ayushman Bharat, National Health Protection Mission, Subsume makamaka mapulani omwe akuthandizidwa pakati, a Rashtriya Swasthya Bima Yojana komanso bungwe la inshuwaransi yazaumoyo. Ayushman Bharat Scheme ikufuna kupereka Zolinga za Inshuwaransi Zaumoyo kwa anthu wamba omwe akukhala mdzikolo. Zomwe zikutanthauza kuti, 40% ya anthu mdzikolo azikadwala. Anthu aku Crore a 50 omwe ali pachiwopsezo adzapindula. Nambala yolandirira ndi tsambalo limapereka chidziwitso chokwanira chatsatanetsatane. The Ayushman Bharat Scheme alibe ndalama komanso alibe mapepala. Pansi pa ndondomekoyi, chithandizo chitha kupezeka kuzipatala zaboma komanso zaboma.
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Mosasamala kukula kwakubanja, aliyense m'banjamo yemwe adzapindule adzalandira inshuwaransi. Kuphatikiza apo, palibe malire azaka zopezera maubwino. Mabanja osauka komanso akumidzi asankhidwa malinga ndi kalembera wa anthu, zachuma komanso mafuko a 2011. Banja lililonse limatha kulandira chithandizo chamankhwala mpaka Rs. 5 Lakh pachaka ndizofunika kwambiri kwa atsikana, amayi ndi okalamba. Chiwembuchi chimakhudzanso matenda omwe analipo kale. Palibe chipatala chomwe chingakane chithandizo pansi pa ndondomekoyi. Nthawi yomweyo, Chipatala sichingalipire ndalama zowonjezera kuchokera kwa odwala. Opindula atha kupeza phindu kuchokera kulikonse ku India.
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Boma lanenanso m'maupangiri ake okhudza anthu omwe sangapeze madalitso a Ayushman Bharat Scheme. Izi zikuphatikiza anthu omwe ali ndi mawilo awiri, mawilo atatu, magalimoto anayi ndi boti losodza. Omwe ali ndi zida zaulimi zamagudumu atatu ndi ma 2, Mabanja omwe ali ndi malire a kirediti kadi yopitilira Rs. Ma rupee 3. Mabanja omwe membala ali ndi ntchito yaboma. Mabanja omwe bizinesi yawo yosagwiritsa ntchito zaulimi imalembetsa ku Boma. Kapena, komwe membala amalandira ndalama zoposa Rs. 4 pamwezi. Kupatula izi, banja lomwe limapereka misonkho ya msonkho kapena kulipira msonkho waluso nawonso amaletsedwa pantchitoyi. Mabanja omwe ali ndi nyumba ya zipinda zitatu kapena kupitilira apo yomwe ili ndi makoma a konkriti, firiji yawo, foni yapansi.
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Omasulidwanso pantchitoyi ndi anthu omwe ali ndi mahekitala opitilira 2.5 a nthaka yothirira yokhala ndi zida imodzi yothirira. Anthu omwe ali ndi maekala opitilira 5 a nyengo yambewu ziwiri amathirira nthaka. Ndipo iwo omwe ali ndi maekala 2 kapena malo ochulukirapo othirira ndi zida zothirira. Tsamba la Ayushman Bharat ie www.abnhpm.gov.in posachedwa likhala ndi mndandanda wazipatala zomwe zikugwirizana ndi ndondomekoyi. Kupatula izi, itha kuwunikidwanso poyendera tsamba la webusayiti mera.pmjay.gov.in popereka dzina, nambala yam'manja, nambala ya kiredi ndi RSBY URN ndi dzina la boma, ngati dzina lawo liphatikizidwa kuchokera ku mera.pmjay alireza. Chithandizo pansi pa Ayushman Bharat Scheme chikhala chotchipa kuposa zipatala zomwe zimaperekedwa mothandizidwa ndi boma.
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Nayi tsatanetsatane wa milandu yamachiritso ndi njira pansi pa Ayushman Bharat Scheme. M'mwezi wa Meyi, nduna ya zaumoyo idamaliza kuchuluka kwa mndandanda wazachipatala 1352 kuphatikiza maopaleshoni omwe ali pansi pa chitetezo chaumoyo mwa awa 23 akukhudzana ndi matenda akulu. Izi zikuphatikiza njira za mafupa, matenda amtima ndi zina. Chithandizo cha matenda chidzakhala chotchipa mpaka 20% ndiye chipatala chapakati cha boma kapena CGHS. Boma liziwononga ndalama pafupifupi zikwi khumi ndi chimodzi pamakinawa chaka chilichonse. Munthu aliyense, boma ligwiritsa ntchito rupee pafupifupi 1100. Ndalama izi zidzagawidwa ndi maboma apakati ndi maboma. Boma lapereka khadi yoloza mankhwala osiyanasiyana.
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Odwala adzapatsidwa ma rupee 65,000 a Angioplasty. Ma rupee 80,000 osinthira bondo. Ndipo, ma rupee 9,000 a gawo la C. Ziwerengero zikuwonetsa kuti pafupifupi, zipatala zapadera zimalipiritsa Rs. 1.5 - 2 Lakh rupies a angioplasty, ma rupiki a 3.5 lakh a Knee Replacement ndi ma rupie 1.5 Lakh a C-Gawo. Mitengo yokhazikika yochizira matenda idakwezedwa patsamba la mautumiki. Ndipo, tsamba latsopano la NHPM. Mitengo ina ndi 1 Lakh rupies zikwi khumi za Bypass Surgery. Ma rupee zikwi zinayi a stent wamtima, Mmodzi lakh rupies zikwi makumi awiri m'malo mwa valavu. Ma rupee zikwi makumi awiri a Opaleshoni ya Arthroscopy, ma rupies zikwi makumi asanu ndi limodzi mphambu zisanu m'malo mwa chiuno.
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Ma rupee zikwi makumi awiri mphambu zisanu za opareshoni ya mawondo. Ma rupee zikwi makumi asanu a Opaleshoni ya Hysterectomy kapena kuchotsa chiberekero ndi ma rupee zikwi makumi awiri a Opaleshoni ya Cervical. Boma limakhulupirira, ndalama zamankhwala zitsika tsopano. Anthu azithandizanso kulandira zipatala zodziyimira pawokha ndi inshuwaransi iyi. Kukakamiza zipatala za anthu wamba kuti zichepetse mitengo. Dongosolo ili likalumikizidwa ndi Aadhar, kuphwanya malamulo kudzapewedwanso. Tikukhulupirira, pamutuwu, mafunso anu onse okhudzana ndi Ayushman Bharat Yojana Kuyenerera, tsamba lawebusayiti, lowetsani, ziwembu, kulembetsa pa intaneti kapena fomu yofunsira zachotsedwa. Kuphatikiza apo, ngati mukukayikirabe zilizonse zokhudzana ndi Ayushman Bharat Yojana Momwe Mungalembetsere Mndandanda, Login Website 2019, chonde tiuzeni mu bokosi la ndemanga pansipa.
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