Ha u paka chelete ea hau, li-account tsa banka tsa polokelo ke khetho e sebetsang ka ho fetisisa. Hammoho le tsoala ho li-depositi tsa hau, ak'haonte ea polokelo e tla le lits'ebeletso tse fapaneng tsa banka. U ka fumana chelete ea hau ka nako efe kapa efe 'me u lefe le ho fetisetsa chelete ntle le mathata ka mekhoa e fapaneng ea inthanete le kantle ho naha.
Libanka le mekhatlo ea lichelete li fana ka mekhoa e bonolo le e bonolo ea ho bula akhaonto ea polokelo. Ho feta moo, ha ho hlokahale hore u tšoenyehe ka ho bula litokomane tsa akhaonto ea banka; o hloka feela karete ea Aadhaar le PAN ho bula akhaonto ea polokelo. Melemo e meng e mengata ea ho sebelisa ak'haonte ea polokelo e tšohloa sehloohong se ka tlase.
Ho utloisisa ak'haonte ea banka ea polokelo
A akhaonto ea polokelo ea chelete e etselitsoe ho boloka chelete le ho fana ka phihlello ea letlole hanghang, e fanang ka tsoala licheleteng tsa hau ho hlola inflation le ho holisa leruo. Ntle le moo, o fumana le phihlello ea lits'ebeletso tse 'maloa tsa lichelete joalo ka litefo tsa marang-rang, ho tlosoa ha letlole ka li-ATM le li-CDM, mabenkele a marang-rang, le litefo le litefo tsa karete ea mokoloto, jj.
Leha ho le joalo, ha u bula a akhaonto ea polokelo ea chelete, u lokela ho khetha phaello e phahameng ka ho fetisisa ho fana ka banka ho ntlafatsa melemo ea hau. Ntle le moo, o boetse o hloka ho hlokomela bongata ba lits'ebeletso tse fanoang e le hore o ka ba le banka ntle le mathata.
Haeba u batla ak'haonte e loketseng ea banka, IDFC FIRST Bank ke e 'ngoe ea tse libanka tsa phaello e phahameng ka ho fetisisa bakeng sa akhaonto ea polokelo ea chelete. Hape o fumana lits'ebeletso tse felletseng tsa marang-rang le tsa libanka tsa mehala hammoho le litefiso tse ntlehali tsa indasteri. Ho feta moo, o boetse o fumana boiketlo ba kopo ea ak'haonte e se nang pampiri le e potlakileng ea ho boloka.
Melemo ea ho sebelisa akhaonto ea polokelo ea chelete
Le hoja sekgahla sa tswala sa akhaonto ya polokelo se bonahala se se hodimo, diakhaonto tsena di fana ka dikarolo le melemo e mengata ho fihlela ditlhoko tsa hao tsa letsatsi le letsatsi tsa ditjhelete. Mona ke melemo e mehlano ea ho sebelisa a akhaonto ea polokelo ea chelete.
- Ho fihlella letlole ka potlako le ho loketseng
Liakhaonto tsa polokelo li etselitsoe ho fana ka chelete e potlakileng le e bonolo bakeng sa litlhoko tsa hau tsa letsatsi le letsatsi tsa lichelete. U ka ntša chelete habonolo ka li-ATM u sebelisa karete ea banka, ho fetisetsa chelete inthaneteng hang-hang, kapa ho reka ha u ntse u le leetong.
- Ts'ireletso le ts'epahalo
Libanka li fana ka licheke tse ngata tsa ts'ireletso le netefatso ho boloka chelete ea hau e bolokehile lits'ebetsong tse sa lumelloeng le tsa bomenemene. Ho fihlella chelete ka Marang-rang ka password le netefatso ea OTP ho etsa hore u akhaonto ea polokelo ea chelete e sireletsehileng le ho feta bakeng sa litefo tsa inthanete mme e molemo ho feta ho nka chelete ha u ntse u reka.
- Lichelete tsa thahasello
Ho thibela chelete ea hau ho theoha, libanka li fana ka litefiso tsa tsoala tse kentsoeng akhaonteng ea hau kotara e 'ngoe le e 'ngoe. Leha ho le joalo, IDFC FIRST Bank e fana ka tšobotsi e ikhethang ea khoeli le khoeli ea phaello moo u fumanang tsoala licheleteng tsa hau khoeli le khoeli. E u thusa ho eketsa chelete eo u e bolokileng ka ho kopanya.
- Ts'ebetso ea banka ea inthaneteng
Hammoho le liakhaonto tse tloaelehileng tsa polokelo, libanka li boetse li hlahisitse libanka tsa marang-rang kapa libanka tsa marang-rang bakeng sa phihlello ea chelete hang-hang bosiu le motšehare. Hona joale ha ho hlokahale hore u emele lihora tsa banka ho fetisetsa chelete ho metsoalle le lelapa la hau.
- Ho fihlella mefuta e mengata ea litšebeletso tsa lichelete
Ntle le phihlello ea letlole ka potlako, o fumana le phihlello ea lits'ebeletso tse fapaneng tsa lichelete, joalo ka ho bula depositi kapa ak'haonte ea Demat le banka. Ho feta moo, o ka fumana likalimo le litšebeletso tsa karete ea mokoloto ka pompo e le 'ngoe feela.
Liakhaonto tsa banka tsa polokelo ke e 'ngoe ea li-account tsa mantlha tseo u li hlokang. Ke monyetla oa ho qala kamano le banka. Leha ho le joalo, ba ikemiselitse ho boloka chelete le ho fana ka phihlello ea hang-hang ea lichelete bakeng sa litlhoko tsa hau tsa lichelete tsa letsatsi le letsatsi. Pele u bula e 'ngoe, u lokela ho etsa lipatlisiso 'me u fumane banka e lefang phaello e phahameng ka ho fetisisa ho natefeloa ke phaello ea chelete le ho hlola inflation.
