I-Indiya lilizwe apho inani elikhulu leentsapho ezikudidi oluphakathi zihlala kwiindawo ezisezidolophini. Kodwa ngelishwa, iindleko zokuphila kwilizwe lethu ziyanda mihla le. Usuku lunokwenzeka apho iintsapho ezikumgangatho ophakathi ziwela phantsi kodidi oluhle lwedolophu. Kodwa, ngotshintsho olulula kwindlela esiphila ngayo, sinokonga imali eninzi. Nangona ukonga komntu kunokuba kuncinci, kodwa xa kubonwa ngokudibeneyo kwisithuba sonyaka, kufikelela kwisixa esikhulu.
Amaxesha amaninzi sikhathala kakhulu malunga nokonga izixa ezincinci. Kodwa oku kuyafana noluvo lwe-1% lotshintsho yonke imihla lukhokelela kutshintsho oluninzi ngonyaka (Amandla e-1.01 365 ahluke kakhulu ukusuka ku-0.99 ukuya kumandla angama-365). Ke, ungalibali ukugxila kulondolozo oluncinci. Nanga amanye amaqhinga apho ukonga okuninzi kunokufezekiswa.
1. Beka imali yakho encinci efumanekayo epokothweni ngokudibeneyo ebhokisini.
Kungatshiwo ngaphandle kwamathandabuzo ukuba, unokufumana utshintsho olukhululekileyo epokothweni yakho yonke imihla. Musa ukuzilahla. Endaweni yoko, qokelela loo mali incinci ebhokisini. Sukuyivula ibhokisi ide ibe sisixa esikhulu.
Ugcino ngosuku: Utshintsho olukhululekileyo ezipokothweni ngosuku - iirandi ezi-5
Ugcino lonyaka: Rs 1825 / -
2. Thengisa amaphephandaba kunye neemagazini zakho ngexesha lokuthengisa i-raddi yonyaka
Musa ukulahla inkunkuma yamaphephandaba kunye neemagazini kwangoko emva kokuqokelelwa kwayo. Endaweni yoko, zigcine kwaye uzilungiselele ukuthengiswa kwe-raddi yonyaka. Bathengise ngesixa esikhulu ekupheleni konyaka.
Ugcino ngosuku: Re. 1- i-approx. (Amaphepha ayi-8 abiza i-1 kg yamaphephandaba. Kwaye indleko eyi-1 kg ijikeleze i-8 rs.) Ngaphandle kwamaphephancwadi.
Ugcino lonyaka: Rs. 500 /
3. Thelekisa amaxabiso emifuno neziqhamo kwiivenkile ezahlukeneyo. Thenga imifuno kwivenkile apho amaxabiso aphantsi.
Abanye abathengisi babiza ixabiso lemifuno kunye neziqhamo. Ke, ayingcono ukuthenga kwivenkile enye. Khangela abathengisi kunye nabathengisi abalungileyo.
Ugcino lwenziwe:
Umahluko wamaxabiso phakathi kwabathengisi ababini kuthengwa ngobuninzi- iirandi ezingama-40. Iziqhamo zithengwe ngezinga eliphindwe kabini ngeveki.
Ugcino lonyaka - ama-rupee angama-3840.
4. Ungaze uthenge ubulungu iinyanga ezi-6 okanye unyaka kwiiGyms.
Nangona unokucinga ukuba kungcono ukuthenga ubulungu kwisiqingatha sonyaka. Kodwa ngengqondo ebanzi, ayiloncedo. Kuba ungaphulukana nomdla okanye ungatshintshelwa kwezinye iindawo. Ngamanye amaxesha iGym enezixhobo ezingcono inokufumaneka. Ke, thenga ubulungu benyanga.
5. Lima imifuno elula kunye nezinongo ekhayeni lakho
Khulisa igalikhi, i-chillis kunye neetumato kunye neminye imifuno elula kunye nezinongo ngaphakathi kwekhaya lakho. Zikhula ngokukhawuleza okukhulu kwaye kulula ukuzigcina njengoko zinokukhula ngeembiza.
Ugcino lwenziwe - Uqikelelo lwenkcitho yeveki ngegalikhi, iitumato, iichilies, ikoriander - 100
Ugcino lonyaka - ama-rupee angama-4800.
6. Musa ukuthenga imifuno ehlanganisiweyo kunye nokusika.
Kubomi obuxakekileyo, uninzi lwabantu bathenga imifuno esikiweyo. Kodwa imifuno engakasikwa kunye nemifuno esikiweyo yahlukile kakhulu ngokwemali. Ngapha koko, akunampilo ukusebenzisa imifuno esikiweyo njengoko uninzi lwezondlo lunokulahleka.
Ugcino olwenziwe -
Umahluko wexabiso phakathi kwemifuno esikiweyo kunye nengaswanga-iirandi ezili-10.
Ugcino lonyaka - ama-rupee angama-960.
7. Thenga incwadi entsha kraca emva kokuqinisekisa ixabiso lencwadi yesibini.
Jonga ukuthengiswa kwencwadi yokuqala ngaphambi kokuba uye kuthenga incwadi entsha. Kungenxa yokuba iincwadi ezintsha kraca ziyabiza. Ungagcina imali eninzi xa uthenga kwintengiso yogcino lwendawo yokugcina izinto kunye nokuthengiswa kwencwadi yefleya.
Ugcino lwenziwe
Umahluko wamaxabiso phakathi kwencwadi entsha kunye neyesibini- iirandi ezingama-50
Ugcino lonyaka - ama-rupee angama-600.
8. Uninzi lolungiso endlwini lufanelwe ukuba lwenziwe ngumniniyo hayi wena. Ke, Wazi amalungelo akho njengabahlali.
Abanini bezindlu bahlala bezama ukunyanzelisa iindleko zokulungisa izinto ezonakalisiweyo kubahlali. Ke, yenza isivumelwano esicacileyo nabanini bakho.
Ugcino lwenziwe -Phakathi kwe-100 rupees ukuya kwi-1000.
9. Qeshisa igumbi lakho xa wena okanye umntu ohlala naye engekho edolophini.
Unokwenza isivumelwano kunye nomntu ohlala naye kwigumbi elinokunikwa njengerenti xa omnye wenu engekho kwigumbi.
Ugcino lwenziwe -Ikhefu lonyaka eliqokelelweyo elithathiweyo-Iveki enye kude negumbi. Linganisa i-700 ngosuku.
Ugcino lonyaka- ii-rupee ezingama-8400 kwigumbi elinye.
10. Faka iibhalbhu zefilamenti ngeebhalbhu ze-LED.
Iibhalbhu ze-LED zinokunciphisa ukusetyenziswa kombane.
Ugcino lwenziwe -Ukuba usebenzisa ibhalbhu ye-9W ye-LED, kwaye uyisebenzise iiyure eziyi-9 ngosuku kwinqanaba le-7 rupees kwiyunithi.
Ugcino lonyaka - ama-rupee angama-130.
11. Qinisekisa uxinzelelo lomoya olungileyo lwamavili esithuthi sakho.
Uxinzelelo lomoya oluphantsi lukhokelela kwi-mileage ephantsi. Ke ukuze ufumane ukusebenza ngokukuko kuqinisekisa uxinzelelo lomoya olufanelekileyo. Ngapha koko, ukusebenza kwepetroli kuyancitshiswa nge-1% kuyo yonke i-3.0 PSI ukuba amavili ayo angaphantsi kwamanqanaba acetyiswayo. Ke ibhayisekile enokunika imayile yeekhilomitha ezingama-40 kwilitha nganye iya kunika kuphela iikhilomitha ezingama-36 kwilitha nganye.
Ugcino lwenziwe -Ukuba uqhuba iikhilomitha ezingama-20 ngosuku unyaka wonke.
Ugcino lonyaka - ama-rupee angama-140.
12. Fumana uphahla lwendlu yakho lutyutywe ngepeyinti emhlophe.
Umhlophe ubonakalisa ukukhanya kwelanga. Inceda ikhaya lakho ukuba lihlale lipholile ehlotyeni. Iyanciphisa ukusetyenziswa kwee-air conditioners.
13. Sula i-cache kunye nembali yesikhangeli ngaphambi kokuba ukhangele iinqwelomoya
Oku kungaziwa kuwe ukuba iinkampani zokubhuka kunye neenkampani zeenqwelo moya zigcina umkhondo wokugqibela ukujonga amaxabiso. Ngenxa yoko, zikwenza ubone amaxabiso anyukayo xa ungena kwixesha elizayo.
Ugcino lwenziwe -Soloko ususa i-cache kunye nembali yokukhangela ngaphambi kokujonga.
Ugcino lonyaka - ama-rupee angama-1000.
14. Nciphisa ukukhanya kweTV zakho kunye nokujonga
IiTVs zisebenzisa isixa esikhulu sombane. Ukuba ucutha ukuqaqamba nangesiqingatha ugcina ukuya kuthi ga kwiipesenti ezingama-40 kumatyala akho ombane.
Ugcino olwenziwe -Ugcino lonyaka - ama-rupee angama-1260.
15. Thenga iimpahla zakho ngexesha lentengiso yomnyhadala.
Unokufumana isaphulelo se-10 ukuya kwi-30% ngexesha lokuthengisa komnyhadala.
Ugcino lwenziwe- Gcina ukuya kuma kwi-rupees ezingama-600 ngonyaka ukuba uchitha i-3000rs kabini ngonyaka.
Imali iyonke yolondolozo yonyaka ijikeleze i-25000 rupees. Ke, qala ngokugcina imali ukusukela ngoku. Ungaya kutyelelo ekupheleni konyaka ngale mali uyigcinileyo.
