February 16, 2015

How to Create and Verify Paypal Account in India – The Complete Guide

Many users were facing issue with creating a Paypal account and verify it in India. Generally Paypal doesn’t allow Indian users to send payments from one paypal account to another paypal account within India. But paypal is used to receive and send payments to the countries other than India. To receive payment you must link your bank account and to send payments you generally need a credit card linked account. One more limitation is that Indian accounts are auto withdrawn once the payment is received. Also you cannot send payment from the existing funds in your account, you must have linked credit card. The below is the step by step process to create and verify paypal account in India.

Step by Step procedure to Create a verified PayPal account:

Step 1: Open the official site of PayPal or you can go directly with the Singup link here.

Step 2: After signup, there are three things to be decided in this step. For reference go through with the image as follows.

  1. Select your Country i.e India.
  2. If you are using PayPal as Individual purpose, then get started with Individuals account.
  3. If you are using PayPal for any business purpose, then get started with Business account.
Step 3: For Individual and Business account, process will be the same but submission of documents will be different to each account. I have selected Individual account. So, let’s get started with individual account.
As soon as your click on Get Started, it shows a page where you need to enter all your details. Note that all the details should be genuine and must be as per your PAN card.
* If you have CC (Credit Card) then you can linkup your CC for your PayPal account for making online payments. If you don’t have Unmark it and click on Agree and Create Account.
Step 4: There appears a Captcha verification. So, fill it correctly and then click on Continue.
Step 5:  Again it asks about Credit or Debit card details to get started with making purchases. So, here if you have credit card then link up credit card, if you don’t have then go with Debit card details.
Step 6: Your PayPal account is created successfully. In Gmail account, PayPal mention some tasks to be completed for the full verification of PayPal account. For clear reference see the Image as follows.
Step 8: Login to your PayPal account. Then there appears a security question task. Complete it and click on submit.
Step 9: Once you done with the security task, you need to complete the tasks to receive the payment. See the image as follows.
Step 10:  The Tasks list will appear as shown in the below image. Now complete all the tasks one by one with the necessary credentials.
Task 1. Submit PAN card information correctly and then click on submit. PayPal will check and verify your PAN card as shown in below image.
Task 2. PayPal will send confirmation mail to your Gmail ID. Check your Gmail ID for and then confirm your PayPal account.
Task 3. By adding a bank account you can receive funds and withdraw it. Once you add a Bank account, PayPal will send two small deposits to the bank account within 3-5 business days. Please log in to your PayPal account, and enter the two amounts to lift your sending and withdrawal limit.
Task 4. Your Purpose Code indicates the nature of business for which you receive payments into your PayPal Account. Please make sure you select the Purpose Code that accurately describes your business transactions. This is required as per Indian regulations.
That’s it you are done. Once you completed all the tasks given in the PayPal then you are done with your PayPal ID. Now, you can transfer and receive payments.
So, that’s all your paypal account is ready to receive payments. To send payments you just have to link your credit card. Paypal doesn’t allow debit cards to send payments but using some banks debit cards you can send payments. Let us know if you have any doubts in your comments.

About the author 

Imran Uddin

Imran Uddin is a Professional blogger from India and on All Tech Buzz, he writes about Blogging, How to tips, Making money online, etc.

  1. Hey Imran I’ve created a PayPal account long back and it’s verified. But the problem is I’m not able to deposit into it to Buy services in SEOclerks.com . Bank i used is SBI and it’s a Debit Card. Pls help me ASAP

    1. Hi Anirudh,
      I think you have not added a credit card in your PayPal Account. Until you didn’t add your credit card in your PayPal, your ability to send money will be limited. You can’t use SBI debit card for this purpose. You can use credit card or else you can use ICICI Bank debit card for sending money via PayPal.

      Hope I answered your query. 🙂

  2. Imran you have cleared my small doubt on Paypal and my doubt was what is the purpose to be added by a blogger in paypal account information

  3. Hey Imran!
    Nice article. I have one query for you. I have recently created my paypal account but won’t be able to make payment to my Indian clients even though I have added the credit card in paypal?

    Reply from you would be highly appreciated.


  4. Paypal account is very important for freelancers in the world. Thank you for the guide. I hope this guide will help the indian peoples.

  5. I completed all the tasks like PAN card, email confirmation etc., But still it shows the email confirmation as “pending”. I checked my email, where i found the confirmation email. so i clicked, it says my email is confirmed. But still in complete tasks column, it shows that my email confirmation is pending. Help me please

  6. Hi Imran bro! Such a nice post by on Paypal account verification in india. Now I have a doubt, If bank name is differ from PAN name then is there will be any problem??
    LIKE bank name VIKASH’
    Please Reply fast bro
    Thanks in advance

  7. I have completed my task bit still it shows like this on home screen
    To receive payments as per Indian regulations, please
    complete your tasks

  8. Same problem as Nikhil. My account’s been verified and all the tasks have been completed but the ‘To receive payments as per Indian regulations, please complete your tasks’ message is still there glaring at me. Any idea?

    1. I am facing same problem as my all task is completed but still there is link for complete task .if you find any solution please help me.

      Thank you

  9. I am also completed all my tasks , but now the sites says ” To receive payments as per Indian regulations, please complete your tasks”?
    i added 2 banks, credit cards, email verification, purpose code, pan card … very bad user interface, may be they are also didn’t understand the site. 🙁

    i think Paypal is not working in with new customers, may be end at 2015 ?

  10. I m facing same problem , everything has done still saying complete tasks even I haven’t received transitions in bank , spoke to PayPal so many times don’t hv solution

  11. I am going to work online work. But they r asking paypal account. I have only bank account. Must I need pancard or any other option for pancard?

  12. My account has been limited and I cannot use reuse my bank! Do you recommend me buying a virtual bank from Auction Essistance in order to verify my account?

  13. Do you think getting a VCC from Auction Essistance be a good alternative to verify my PayPal account?

  14. I completed all the tasks like PAN card, email confirmation etc., But still it shows the email confirmation as “pending”. I checked my email, where i found the confirmation email. so i clicked, it says my email is confirmed. But still in complete tasks column, it shows that my email confirmation is pending. Help me please

  15. Paypal account is essential for freelancers on the planet. Appreciate the guide. I really hope this informative guide can help

  16. my email is still showing pending from 10 days, even I confirm from my email and propose code is not accepting for all

  17. PayPal India is a fraud, they are not able to resolve the technical issues with my account since last 70 days, it took 30 days for my client to pay to my paypal account and since last 35 days they are not releasing the payment automatically or manually, every time i call customer support they say, your issue has been escalated, not sure which space center their technical center is stablished, as my issue hasn’t reached there after 25 escalations. LOL

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